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Long-Term Disability Claim Denials

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Long Term Disability also known as LTD is an insurance benefit that is typically purchased by employers for employees through a group plan. Some LTD policies are privately owned by individuals. Typically the insurance insures a portion of your income and provides replacement income over an extended time in the event you are unable to work because of an injury or illness.

Unfortunately, you may experience for one reason or another a denial by the insurance company when making a claim for long term disability benefits. This leaves you financially stranded. Our lawyers understand that an illness or disability can cripple a person’s ability to work, earn a living and provide for their family. Insurance companies cannot stop your benefits without proper reasons.

Denial of Insurance Benefits

Many legitimate claims are never paid because insureds have chosen not to challenge a denial of benefits by an insurance company. If you or a loved one have been denied long term disability you should know and understand your legal rights.

Our Oakville lawyers understand that litigation is often a last resort, but sometimes it’s the only resort. Call us today at 905-337-9568 to discuss your possible case we will examine the particulars of your LTD policy and will advise as to whether or not you have a case.

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