accident benefits

LAT Rejects Benefits Claim Involving Spilled Beverage

When does an injury suffered in a motor vehicle not count as a motor vehicle accident? That was the question at the centre of M.P. vs. Allstate Insurance Company of Canada, a recently resolved accident benefits dispute. The case provides additional context for car accident lawyers involved in non-traditional accident benefits claims. The Facts of …

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Court Decision Puts Ontario Accident Victims in a Tough Spot

When the Government of Ontario enacted sweeping changes to the province’s auto insurance system in 2016, it did so with the aim of reducing premiums by streamlining and simplifying the claims and pushing through broad benefits cuts. According to most Ontario car accident lawyers, the changes to benefits and shifting injury definitions in Bill 15, …

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Ontarians Still Reeling from 2016 Changes to Auto Insurance System

In June 2016, the then-Liberal Government of Ontario introduced major changes to the province’s auto insurance system. Presented as an effort to reduce premiums, the changes significantly reduced available accident benefits and altered the definition of catastrophic impairment, making it more difficult for car accident lawyers to secure fair compensation for their clients. As a …

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Ontario Aims to Restore $2M Accident Benefits Limit

Personal injury lawyers across Ontario cried foul in 2016 when accident benefits available to catastrophically injured patients were slashed from $2-million to $1-million. The latest provincial budget, released April 11, pledges a “return to the default benefit limit of $2 million for those who are catastrophically injured in an accident.” Stakeholders have embraced the announcement, …

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Licence Appeal Tribunal mired in controversy

Ontario’s Licence Appeal Tribunal (LAT), the body in charge of resolving accident benefits disputes between injury victims and insurance companies, was consumed by controversy last month when a top-ranking official was revealed to have meddled in an insurance claim. The event seized the attention of other provincial adjudicating bodies and prompted concern from Ontario personal …

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Superior Court case examines the word “spouse” in accident benefits claims

A recently-resolved priority dispute between two auto insurance providers has delivered clarity on the meaning of the term “spouse” in accident benefits claims. The dispute stemmed from a February 2014 collision involving Helen Halliday and another driver in a parking lot. Helen was driving a vehicle owned by her boyfriend, David Zorony, who was insured …

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Can insurance brokers help drivers cope with Ontario’s reduced accident benefits coverage?

For years, the Government of Ontario has promised to lower auto insurance rates, a goal that consumers – and car accident lawyers – broadly supported. In September 2010, the province introduced sweeping changes to the auto insurance system that significantly reduced basic coverage. According to a Toronto Star article from August of that year, the …

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Ontario’s redefinition of catastrophic impairment puts injury victims at risk

Last June, the Government of Ontario enacted widely-publicized changes to its Statutory Accident Benefits Schedule (SABS) which dictates how benefits are distributed to motor vehicle accident victims. Motor vehicle accident lawyers and advocates for injury victims were particularly disturbed by harsh cuts to available benefits, and for good reason: catastrophically injured individuals had access to …

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The top five personal injury settlements in Canadian history

Initiating a personal injury lawsuit may seem like a money grab, but in most cases the injured party has had his or her life severely altered from a legitimate accident, and financial compensation is vital to their recovery. An experienced, local Oakville personal injury lawyer can help injury victims access rehabilitation services and regain a …

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Holiday Season Brings More Car Accidents

Holiday Season Brings More Car Accidents A study done by All State Insurance shows that in the past 20 years, most car accidents have happened on three days: December 21, 22 and 23. The study counted insurance claims for car accidents in 50 separate communities in Ontario, Alberta, Quebec and New Brunswick.  A separate Global …

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