When Poor Road Conditions Cause Car Accidents: What You Can Do

Poor road conditions, potholes and prevention

Have you been in a car accident caused by poor road conditions?

Poor road conditions cause up to 10% of car accidents.

Pothole Dufferin St Toronto
Pothole on Dufferin Street, Toronto, Ontario

While 90% of car accidents are caused by driver error, the other 10% are caused by poor road conditions such as potholes, erosion, shoulder drop-offs, missing guardrails, lack of maintenance and bad design. These accidents can cause car damage, serious personal injury and even death. In situations where poor road conditions led to a car accident, who is responsible?

In Ontario, responsibility for road conditions is shared between municipalities and the province. Municipalities are responsible for maintaining city streets. The Province of Ontario is responsible for maintaining provincial highways, such as the 400-series highways (401, 400, QEW, etc.) and smaller numbered highways (11, 35, 169, etc.). Provinces and municipalities are permitted to hire agencies and contractors to maintain roads and deal with poor road conditions. If your car was damaged or you suffered personal injury as a result of poor road conditions, it may be possible to bring a claim again the entities the city or province hired to complete the maintenance as well.

If you were involved in a car accident caused by poor road conditions a number of elements will have to be proven in order for liability to be found:

  1. First, it will be essential to show that the poor road conditions actually caused damage to the car and/or personal injury. In doing so, any arguments that the driver’s poor driving or other condition (such as weather) caused the accident will have to be dispelled.
  2. Second, it must be shown that the municipality or province (or the agency they hired) had a duty to maintain the road in question and keep it safe.
  3. Third, you must demonstrate that the municipality, province and/or agency were negligent in preventing and/or dealing with poor road conditions and maintaining the road. In some situations, it may also be incumbent on the plaintiff to show that the municipality, province and/or agency had a duty to warn drivers of poor road conditions where they presented a danger to drivers.

If you are considering suing a municipality, province or agency for damages for personal injury or damage to your vehicle due to poor road conditions, is very important to remember that there is a two year limitation period within which you must bring your claim. The two year limitation period generally starts on the day the car accident occurred. After this two-year period is up, you will not be permitted to make a personal injury claim.

One way we can all make the roads safer for everyone is to report poor road conditions to the municipality or province, as the case may be. Most municipalities have a 311 number people can call to report poor road conditions such as potholes, missing guard rails and road erosion. When calling about a pothole, be prepared to give the exact location of the pothole and a description of it. You can also report potholes to your local CAA branch or online at their website.

If you or a loved one has suffered personal injury or damage to a vehicle in a car accident where poor road conditions are a factor, please contact our Oakville personal injury law firm for more information about personal injury sustained due to poor road conditions.

 If you’re curious, here are the Top 10 Worst Roads in Ontario (2014), according to a CAA poll:

  1. Dufferin Street (Toronto)
  2. Stanley Avenue (Niagara Falls)
  3. Kipling Avenue (Toronto)
  4. Finch Avenue West (Toronto)
  5. Burlington Street East (Hamilton)
  6. Bayview Avenue (Toronto)
  7. Carling Avenue (Ottawa)
  8. Markham Road (Toronto)
  9. Lawrence Avenue East (Toronto)
  10. Wilson Avenue (Toronto)

Source: CAA

 

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Have you been hit by a city streetcar or bus?

Have you suffered a personal injury in an accident with a Toronto Transit Commission (TTC), Oakville Transit, Mississauga Transit, Brampton Transit or other city streetcar or bus?

TTC City Bus

If you were involved in an accident that resulted in personal injury with a vehicle owned and operated by a city, such as the Toronto Transit Commission (TTC), Oakville Transit, Mississauga Transit or Brampton Transit, you may have legal rights to seek financial compensation for your injuries. The legal process may seem daunting, but with the help of our personal injury law firm, you can get the just and fair compensation which you deserve. 

A personal injury lawyer can help you to understand your legal rights and the complicated process of obtaining financial compensation for a personal injury sustained due to an accident with a Toronto Transit Commission (TTC), Oakville Transit, Mississauga Transit, Brampton Transit and/or other city streetcar or bus. Depending on the type of personal injury and your role in the accident, you may be entitled to statutory accident benefits coverage, which provides financial compensation for your personal injury. You may also have a civil personal injury tort claim against the Toronto Transit Commission (TTC), Oakville Transit, Mississauga Transit, Brampton Transit or other city agency involved in the accident. A lawyer at our personal injury law firm will be able to give you more information about your legal rights to compensation for your injury.

If you or a loved one has suffered a personal injury due to a collision with a Toronto Transit Commission (TTC), Oakville Transit, Mississauga Transit or Brampton Transit city vehicle, please contact our personal injury law firm for a free consultation if you would like more information on your legal rights against the Toronto Transit Commission (TTC), Oakville Transit, Mississauga Transit or Brampton Transit.  You may have legal rights due to your personal injury.

 

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Taking on big companies in big ways!

Class actions vs. Mass Tort Litigation

judge gavelThere are many reasons why class actions may commence. The basic reason is that a group of people have all been harmed in a similar way. This could be, but not necessarily,  as a result of product, company, or environmental issues. All of these may require a class action or mass tort litigation for those impacted to receive compensation.

 

When a person purchases something, whether for medical reasons or simply “just because”, there is a certain trust we as consumers have that the product will not be defective. On many occasions, a defective product is not the end of the world. One may simply need to call the company and request a new product. On the other hand, there are times when a defective product can cause serious health, economic and psychological issues, in which the consumer deserves compensation accordingly, which is when a class action or mass tort litigation action may be necessary. A class action or mass tort litigation action can arise when it is not only one consumer that has been impacted by the defective product.

One of Will Davidson’s defective product experiences is with allegedly defective pelvic mesh devices, where hundreds of plaintiffs have come forward with claims. Will Davidson had to decide the best way to proceed for their clients and the claimants of this action. Therefore, the following is an important question: What is the difference between a class action and mass tort litigation?

In class actions, the plaintiffs involved need to fall under a strict “commonality” requirement, amongst other things. Remember that class actions are tried together-as one. An example of the consequences of this, is the following: When a settlement is paid out, it is split between the parties. Therefore, you may not get as much as you feel fair in class actions. In class actions, all plaintiffs are in it together and there are many restrictions and court proceedings that need to be followed to ensure a proper class action. Despite the complications, certification, which is the ability to begin a class action, is a lot less difficult in Canada than it is in the States. This is a positive reason to proceed under this umbrella.

Mass Tort Litigation: Mass tort litigation allows for individuality. The commonality requirement is not there as it is in class actions. Defective products, although they might injure many people, may not cause the exact injury and therefore, a commonality requirement is difficult to satisfy. This is one of the positive reasons why one should proceed under mass tort litigation.

In the end, individual circumstances are the deciding factor as to whether a case proceeds in a class action or individually with mass tort litigation. As courts get more and more comfortable with these types of cases, either the class action route or the mass tort litigation route, may come out as the winner. Despite the “newness” of these types of class action legal proceedings in Canada, do not be afraid to take on who you need to, to get the compensation you deserve! If you have sustained personal injury from a defective product, do not hesitate to contact our personal injury law firm to find out about your legal rights.

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The Dreaded Pothole Situation

Car Accidents and Potholes

They seem to be everywhere. They cause bumps, delays and even car accidents. What are they? They are the dreaded potholes.

After the winter we have just had, it seems that the pothole situation is at an all-time high. They are causing damage to vehicles and causing car accidents if someone loses control when hitting a pothole.

If your car has been damaged in an accident caused by a pothole, or simply by the pothole itself, what are your avenues to seek compensation for such damage from the accident? Can you hold the municipality responsible for any damage that was caused to your vehicle due to a pothole? It is important to understand the standard of care for a municipality as it relates to potholes and any damage to vehicles or accidents potholes may cause.

Justice Leach of the Ontario Superior Court of Justice spoke to this issue in the recent decision of McLeod v. General Motors of Canada Limited et al., 2014 ONSC 134. This case was about a young woman who was driving her vehicle on a country gravel road when she lost control of her vehicle and had a car accident due to potholes on the road. She sustained serious and life-threatening injuries as a result of the car accident. The young woman began an action against the rural municipality.

Justice Leach determined that the action should be dismissed. This means that the municipality would not be held responsible for the accident caused by the potholes. For the municipality to be responsible, certain things must transpire. They are the following:

Potholes

  1. Official Complaints to the Municipality should be made.

This does not mean complaining around your city or town, but actually submitting formal complaints to the municipality about the potholes.

  1. The condition of the road must be in a state of disrepair.

A road that is in a reasonable condition, does not count! For instance, a gravel road is expected to have bumps and holes and thus it is not in a state of disrepair.

Additionally, these two points have to coincide. What this means is, even if the road is in disrepair, the municipality can rely on the defence that it had no knowledge of the defect and thus it is not held responsible for any accident.  The municipality has the responsibility to take reasonable steps to prevent the defect from arising by having regular systems of grading and it must meet the minimum standards of inspection and pothole repair. If it does these things, it may not be held responsible for any accident and/or damage that may occur as a result of potholes.

Potholes are going to continue to be the bane of many peoples’ existence. They are something that we all have to live with, however they should be fixed as soon as reasonably possible by the municipality. You have the responsibility to avoid dangerous accident-causing situations, if possible and you must make formal and detailed complaints about potholes, so that if any damage occurs because that pothole has not been reasonably fixed, you will have avenues of recourse!

If you have sustained personal injury from an accident or car accident, do not hesitate to contact our personal injury law firm to find out about your legal rights.

 

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Are you a Victim of a Hit and Run Accident?

Victim of a Hit and Run Accident? You Have Legal Options!

Picture this: You are driving your bicycle along the street carefully and prudently. You are using your hand signals and watching your surroundings. Despite this, a car comes behind you and strikes your bike causing you to have an accident. Even if the car only clips you, your balance is thrown off and you fall from your bicycle. An accident has happened.  Now picture another scenario: You are driving your car down the street carefully and prudently. You are using proper signals and watching your surroundings. Despite this, another vehicle strikes your car causing you to spin out of control and have an accident. These two accident scenarios I am putting forth have something in common: The vehicle that struck the cyclist and other motorist causing an accident, has fled the scene. Not only has the vehicle fled the scene, but the driver is never heard from again. This is not an uncommon situation, especially in busy cities such as Toronto.

As the victim in situations such as these, what are you to do? How are you expected to get compensation for any injuries that were sustained due to the hit and run accident?

When the other vehicle sticks around, usually it would be the driver of the vehicle that caused the accident that would be brought to court. However, if it is impossible for this to occur, the victim of the accident is forced to bring a claim forward against their own insurance company. The problem is, just because they are your own insurance company, it does not mean that they will easily compensate you for your injuries that you sustained in the accident. They become the Defendant in the case and you are the Plaintiff, thus you are put into an adversarial relationship with one another.

One of the major issues in cases such as these comes when there is a question of liability. Liability concentrates on who was at fault for the accident and how did it occur. A real situation occurred when a woman was driving her bicycle in Toronto and was struck by a car before it fled the scene, a witness also saw this accident happen. Despite the eye-witness, it would maybe be difficult to prove that she was indeed struck by a car causing the accident or if her wheels got caught in the streetcar tracks causing the accident. This issue with liability, does not necessarily mean you will not be compensated for your injuries, and you certainly always have the right to proceed to trial, but it may impact how much you’re awarded. It brings a risk factor, that would not necessarily be there if the unknown vehicle driver stayed at the scene and admitted to striking the cyclist.

It is for these reasons, that is important to have your lawyer bring forth all of the evidence, including your expertise as a cyclist and the eye-witness report, forward so that a settlement can be made in your favor or a judge or  jury will understand what really happened and you can be compensated for your injuries and other damages caused as a result  of the accident. When  hit and run occurs, cases can become difficult. However, do not think that just because there is no individual that you can bring a claim against, that you have no legal options to pursue…You do.

hit and run accidentIf you or a loved one has sustained personal injury from a hit and run accident, or other type of accident, not hesitate to contact our personal injury law firm about your legal rights.

 

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Accident Benefits Denials 101

Accident benefits being denied? You can do something about it!

Denied DocumentIf you have been in a car accident you may apply for and receive accident benefits. Accident benefits can be in the form of income replacement benefits or a caregiver benefit, but accident benefits also can help with medical costs, treatments and attendant care costs. The insurance company will pay these accident benefits to the person injured in the car accident once the appropriate Auto Insurance Claim Forms are filled out.

However, accident benefits are not necessarily a long-lasting payment and it is important to understand what happens if you receive a letter denying your claims.  Take the following example: When you submit a form to the insurance company for a treatment plan, the insurer will often set up a medical examination to confirm the necessity and reasonableness of the proposed treatment plan. Depending on what the insurer’s medical examiner determines, you may be denied accident benefits for that treatment plan.

What happens next? It is important that you understand that this does not always mean accident benefits are no longer possible for you. You must apply to the Financial Services Commission of Ontario (FSCO). If your medical treatment benefit, or other benefit, has been denied  it is important you take action and contact FSCO for mediation. FSCO will then schedule a mediation, supposedly within 60 days of receiving the application for mediation, but this might take longer. At mediation, negotiations around your disputed accident benefits will take place. You can negotiate for yourself, or through your lawyer. These negotiations will ideally come to a resolution of the disputed accident benefit that pleases both parties.

If mediation fails, your plight is not necessarily over with. You may either file a Statement of Claim through the Courts, which will begin a court action, or you can apply for arbitration through FSCO. With both of these, a decision-maker will decide what, if anything, you receive. Like any court action, there are deadlines to submit a Statement of Claim or an application for arbitration. Make sure to educate yourself on these deadlines so you are not prevented from getting what you deserve! This is basic information regarding the process you can do if and when your accident benefits are denied. An important website you can check out for information/instructions and important forms is:

http://www.fsco.ca/en/forms/Pages/default.aspx

If you or a loved one has sustained personal injury from a car accident and wish to gain more information on accident benefits, accident benefit denials, and tort claims and legal options, do not hesitate to contact our personal injury law firm about your legal rights!

 

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Personal Injuries Can Impact The Entire Family

Family Law Claims

When you sustain a personal injury from a car accident, slip and fall or other accident, your injury can be detrimental to your normal lifestyle. However, those close to you may also be gravely impacted due to an injury that you sustained, despite them not being physically injured. It is because of this, that close family members have the option to bring forth a claim under the Family Law Act (FLA) to receive compensation for what they too have been put through because of their loved one’s injury from a car accident, slip and fall or other accident.

For instance, if you are in a car accident and suffer an injury which results in chronic pain, you may not have the same abilities as you once had.  In this example, your spouse may be required to take on extra responsibilities within the home. Additionally, your relationship may suffer or change due to the injuries you sustained in the car accident. If this is the case, your spouse would be able to make a claim under section 61 of the FLA, which can be summarized as follows: This section allows a spouse, children, grandchildren, parents, grandparents, brothers and sisters of the person injured to recover damages for expenses incurred by them for their loved one’s injury, travel expenses, housekeeping and nursing services and compensation for the loss of guidance, care and companionship that the claimant might reasonably have expected to receive from the person with the injury, if the injury from the accident had not occurred.

In the recent case of Lee v. Toronto District School Board, et al. 2013 ONSC 3085 (CanLII), a little boy was severely injured in a school ground accident by another child. The boy’s parents and sister claimed under the family law act for an amount to compensate for the loss of guidance, care and companionship that the claimant might reasonably have expected to receive from the person if the injury from the accident had not occurred. The judge fixed the damages for the claimants at $50,000.00 for each parent and $30,000.00 for the sister.

Another example of an FLA claim occurs in the 2009 case of Degenarro v. Oakville Trafalgar Memorial Hospital. The plaintiff suffered an injury after an accident in a hospital was caused by a faulty bed. Her condition caused stressed in her marriage and relationships with her children which were unlikely to improve. The plaintiff’s husband was awarded $65,000.00 and her two sons were awarded $25,000.00 each for loss of guidance, care and companionship

Loss of guidance, care and companionship can mean the loss of contribution that the loved one that sustained the injury in an accident can no longer provide. It could also mean that the loved one’s relationships with his or her spouse and children have been negatively impacted. Perhaps a spouse can no longer be intimate with their partner, or a mother can no longer be attentive to their child; these are both examples of circumstances that may warrant an FLA claim. If you have questions about what your options are due to a personal injury that has befallen you or a loved one from an accident, do not hesitate to contact our personal injury law firm about your legal rights and your family members’ legal rights.

 

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Halloween horrors-slip and falls and accidents that lead to frightening injuries

Halloween accidents causing injury

On Halloween, children and adults alike will be wandering about in frightening costumes looking to receive delicious treats and provide a few “scares”. You may expect to jump from an actor causing horror and to see lots of fake blood, but it is important to ensure that you stick to the fake stuff and not have to worry about real injuries and real blood that may occur from a slip and fall or other accident.

A slip and fall can happen at any time or any place and injuries can be quite futile, but also extremely dangerous. Nobody wants to see a true Halloween horror occur, but it is important to understand what may happen if you slip and fall as you are roaming around to different neighbors’ houses collecting goodies. It is not only your neighbor, as an occupier of the property, that has responsibility (a duty of care) to reasonably ensure people on their property are kept safe from a slip and fall, but you the patron, visitor, pedestrian or even the trick-or-treater, have a responsibility to be careful too.  If you are injured in a slip and fall, you must prove that there was a dangerous condition and that dangerous condition caused you to slip and fall. You must also prove that the owner was aware of this dangerous condition and had the chance to reasonably fix the danger. Dangerous conditions can be many of a thing, but some include an uneven sidewalk, ice on the walkway that has not been attempted to be remedied or a dangerous object lying on the ground.

Jack O LanternAnother Halloween horror, that has been an increasing problem, is the danger of haunted hay ride accidents. Whether a horse is spooked, or you are spooked and fall off the hayride, they can be a dangerous activity. Only a couple of weeks ago, 5 teenagers were injured in a hay ride accident in Alabama. There is always a risk of an accident when partaking in these types of rides; however, if there has been negligence on the part of the hay ride owners or drivers, as to the trail they use and the manner in which the ride is operated, there could be a case to be made. Currently, in Michigan, a lady who was operating the hay ride tractor had an accident, fell and became paralyzed. She has begun a law suit for compensation for her injuries from the accident. According to CBS Detroit, the claim may include that the trail the hay ride took was down a dangerous and steep hill with uneven grounds which caused the accident. If this case does not go through workers compensation, this is one of the factors that the Plaintiff will argue was an act of negligence on behalf of the Defendant.

A final Halloween horror can happen as you are being terrified at a Haunted house. In the case of Deborah Mays v. Gretna Athletic Boosters Inc., the Plaintiff went to a haunted house for a fright, but ended up with an injury: a broken and bleeding nose. The Plaintiff got so spooked that she ran directly into a cinder block wall. In this case, the Defendant was not responsible for the Plaintiff’s injury. The haunted house was not unreasonably dangerous, nor was the Defendant’s actions unreasonable, since the Plaintiff presumably went to the haunted house for a good scare, which is what she got.

Whether you are trick-or-treating on your neighbors’ properties, or taking part in Halloween adventures that cause you to have a slip and fall or other accident, it is important for you to take the proper precautions to ensure your own safety. However, if someone else has not taken the proper and reasonable precautions to ensure your safety and a slip and fall or accident occurs, you may have questions about what your legal options are. If you or a loved one has sustained personal injury from a slip and fall or another accident, do not hesitate to contact our personal injury law firm about your legal rights. Have a safe and happy Halloween!

 

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Distracted Driving Accident taken to New Heights

Texting while Driving interferes with driver multitasking

The statistics on distracted driving car accidents throughout North America are quite horrendous.  In the United States it’s estimated that approximately 5,400 people lost their lives in distracted driving car accidents in 2009. It’s further estimated that nearly half a million others suffered injuries in car accidents involving distracted driving.   In a recently released statement by the Insurance Bureau of Canada (IBC) we learned that we are 23 times more likely to be involved in a car accident if we text while driving and four times more likely if we talk on a cellphone (hand-held or hands-free) while driving. The IBC also told us that distracted drivers experience the same level of impairment as someone man driving and using cell phonewith a blood-alcohol content of .08 and that distracted driving is estimated to be a contributing factor in eight out of 10 police-reported car accidents. Distracted driving could be described as any type of activity that takes your attention away as a driver which takes away from the responsibility of controlling your car – thereby causing a car accident.  Distracted driving can be caused by a hand held devices such as a cell phone, smart phone or iPod but also caused by hand held GPS’, eating or drinking, watching a video, reading a map on your iPhone or even something as simple as putting on makeup.

In 2011 texting and driving was taken to new heights.  A recent NTSB investigation showed that a pilot that was flying a medic helicopter in Missouri was highly distracted from texting.  The NTSB documented 240 text messages sent and received by the pilot during his day shift leading up to the accident.   Right before the accident there was 20 recorded texts.  The distraction from texting prevented the pilot from taking off without enough fuel and without knowing he did not have enough fuel reserves.  The pilot also failed to properly perform a manoeuvre that could have possibly allowed a soft landing after the engine quit but he was not sufficiently trained to do so.  The NTSB found that the pilot had missed three opportunities or checks to discover that he did not have enough fuel and that he could have possibly made an emergency landing minutes before the crash.  The NTSB was unsure if he was texting during the flight or texting during the moments before the crash.  This unfortunate accident killed a patient that was being transported from one hospital to another as well as a paramedic and flight nurse.  This was the first time the NTSB had recorded a Smartphone device causing or contributing to a fatal commercial accident.

Distracted Driving Accidents

This is an extreme example of distracted driving although quite seminal for the fact that it  was the first recorded air crash which was caused or contributed to by being distracted by texting.  Texting was thought to have interfered with the pilot’s multitasking requirements to ensure flight safety.  Quite similarly distracted driving has become a major threat on Ontario’s roadways and a main contributor of car accidents.  Driving also requires multitasking and those who use hand-free devices, speech-to-text technology, texting while driving or emailing requires a technological “tunnel vision” level of concentration that prevents drivers from taking in the visual information of their surroundings.  Being distracted while driving with a Smartphone or any hand held device causes a fundamental constraint that limits ones ability to drive and cause deadly car accidents.  Unfortunately people are still disobeying the law in droves and car accidents keep happening.

If you have been the victim injured in a car accident caused by a distracted driver you have legal rights.  Please contact our Oakville car accident law firm for more information.

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High tech fishing expedition?

Insurance Companies & Plaintiff Facebook Photos – an Argument that Never Ends.

Car accident victims often face an uphill battle when seeking compensation for their injuries. As specialists representing car accident victims we try our best to place our clients injuries within a realistic range of compensation – and then advocate to get our clients into the higher end of the range. Contrarily, insurance companies advocate that the particular car accident victim’s injuries should be assessed in a lower range of compensation. Insurers often advocate that a plaintiff’s injuries may not seem as serious as the victim explains and that the victim does not suffer from a substantial  loss of enjoyment of life. One of the ways insurers do this is to try to often access (by direct access or by undertaking) a plaintiff’s Facebook profile or Facebook photos.

dislike facebook stampIn the recent case of Garacci vs. Ross the insurance company sought production of approximately 1100 photos located on the private portion of a car accident victim’s facebook profile. The plaintiff, Christina, was hit by a car while walking in January 2008. As a result she claimed compensation for serious injuries she sustained her left leg and ankle including a fracture to the ankle.

During her discovery (which is a questioning period under oath – but not in court) the car accident victim told the insurer for the driver that the accident had prevented her from enjoying her life and activities that she previously did before she was hurt. For example, after the accident she was unable to pursue activities such as soccer, waterskiing, competitive dancing and snowboarding. Her recreational and social life was affected. With this, she did not claim that she was totally disabled and did say that she went swimming at her cottage, she went to the gym, she traveled to Mexico and attended concerts.

The insurance company requested photographs that they believe were relevant to the issue of Christina’s loss of enjoyment of life. They argued to the judge that there was about 12 photos of Christina found on her public Facebook profile which showed her socializing with friends, having dinner and drinks, kneeling on the ground, climbing a tree and wrestling a friend to the ground. It was argued that if these pictures were available to the public that there must be other similar photographs depicting Christina doing some of these activities and the other 1100 pictures.

The judge found that the public photographs really didn’t show the car accident victim engaging in any kind of significant physical activity. The judge said that for the most part, Christina appeared to be simply socializing with friends and having a good time. The photos were consistent with her evidence. The judge degree with the insurance company that there may be some relevance to any of Christina’s private photographs that she engaged in significant physical activity, especially of the nature she says she is unable to enjoy. However, the judge also noted that Christina’s law firm reviewed all 1100 photos and there was nothing showing any type of physical activity. In addition, the judge reviewed approximately 10% of the 1100 photographs sought by the insurance company and he also confirmed that none of those photographs depicted Christina engaging in any significant physical activity.  The judge noted that some photos showed Christina socializing with friends, sitting in chairs, fishing, pumping gas, having a beer at a party and other low impact activities. Most of the photos are from the waist up.

It was found by the court that the request by the insurance company amounted to nothing more than a “high tech fishing expedition” and that in his view they simply wanted to rummage through 1100 personal photos to see if something turned up. This was not an appropriate or proportional form of discovery.

 

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